Program	Rate	Points	APR
30 Year Fixed	4.250%	0.750	4.418%
20 Year Fixed	4.125%	1.000	4.385%
15 Year Fixed	3.625%	0.875	3.935%
10 Year Fixed	3.625%	1.000	4.101%
7/1 Year ARM	4.250%	1.000	4.838%