Program	Rate	Points	APR
30 Year Fixed	3.750%	0.375	3.873%
20 Year Fixed	3.500%	0.625	3.699%
15 Year Fixed	3.000%	0.500	3.234%
10 Year Fixed	2.875%	0.375	3.189%
7/1 Year ARM	3.375%	0.125	3.580%