Program	Rate	Points	APR
30 Year Fixed	3.490%	1.000	3.656%
20 Year Fixed	3.625%	0.750	3.830%
15 Year Fixed	3.000%	0.625	3.241%
10 Year Fixed	3.000%	0.875	3.404%
7/1 Year ARM	3.625%	0.750	4.502%