Program	Rate	Points	APR
30 Year Fixed	2.990%	0.000	3.059%
20 Year Fixed	2.875%	0.000	2.972%
15 Year Fixed	2.250%	0.000	2.373%
10 Year Fixed	2.250%	0.000	2.431%
7/1 Year ARM	3.250%	0.625	3.184%